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Pack of cigarettes with a flag of USA isolated on white background
The difference in premium between a smoker and a non-smoker can vary between 30% and 50% depending on the insurer, which is very significant
According to the Tobacco 21: Model Policy backed by a consortium of national public health groups, strong MLSA policies: Define tobacco products to include current and future tobacco products, including e-cigarettes Prohibit the sale of tobacco products to persons under the age of 21 Require the tobacco retailer or their employee to verify the age of the purchaser prior to the sale Require tobacco retailers to post signs stating that sales to persons under the age of 21 are prohibited Designate an enforcement agency and establish a clear enforcement protocol Create a tobacco retail licensing program if the jurisdiction has the authority to do so under state law Dedicate funding to fully cover enforcement costs, either through licensing fees or as a provision in a state statute or local ordinance Provide authority for the state, county, or municipality to inspect tobacco retailers for compliance with MLSA 21 and a mandated minimum number of annual compliance checks for every tobacco retail establishment Provide penalties focused on the tobacco retailer or licensee rather than the youth purchaser or non-management employee
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This was a sensitive and extremely important personal issue for the rank-and-file members who had been expelled: would it be possible to reenter the party
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